Save 2 Spend Home Budgeting Software
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Here are some of the great features of Save 2 Spend Home Budgeting Software
, Create a Home Budget in 5 minutes each month and avoid over/under spending and over/under saving.
Create a Home Budget for each month and track expenses as well as savings in multiple categories.
Allows saving for example.,
500 each month towards a "Travel to Europe" category and accumulated savings are shown by allocated category.
Allows users to save each month for specific purposes as well as track spending on a budget.
Here is how it works:-
1. User is prompted to enter the "take-home" (say 8,400) amount for the month
2. User creates "Budget Categories" (like Home rent, car payment, electric bill, Eat out, clothes shopping etc.) and assign "spending limit" to each
3. User creates "Saving Categories" (like Vacation to Europe, college fund, save for a house, save for a car etc.) and assigns "saving amount" to each
4. "Unallocated Amount" is shown that allows rebalancing between spending and saving and a balanced budget is achieved when it is down to 0
5. Print Budget and start using it
6. "Enter actual spending" against each category to keep track of expenses against assigned limits. Controls spending.
7. See 'Accumulated savings" grow so they can be used for the assigned purpose.
8. Each month, copy categories automatically to next month and track.
Allows users to create a balance between spending and saving so you can enjoy life better and make better financial decisions. Categories allow you to spend freely until you reach the limit and then wait for the next month.
Note:- This posting is by the original developer of this software (Ideatalent LLC) based in Fairfax, VA and you will receive an original CD by mail. (Read More)
- 3. Rollover Savings:- Instead of 1 large savings bucket, you can save money in multiple saving buckets each month that rollover for a future purchase
- 1. Balanced Budget:- Allocate take-home income to spending and savings accounts until a balanced budget is achieved
- Create a Home Budget in 5 minutes each month and avoid over/under spending and over/under saving.
- 2. Record against Budget:- As you spend, record spending against a budget spending category and discipline self to adhere to budget
- Budget can be copied from month to month, rollover savings can be used to pay for expenses (instead of take-home pay), budget can be printed
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